A Tariff, an Ad, and a Century of Complacency

A Tariff, an Ad, and a Century of Complacency

When Donald Trump announced that he would raise “the tariff on Canada” by 10 percent “over and above what they are paying now,” Ottawa’s response was instant: surprise, frustration, and confusion.The spark this time? An Ontario government ad...
Understanding Municipal Debt — What Every Citizen Should Know

Understanding Municipal Debt — What Every Citizen Should Know

Debt can sound like a frightening word, but in municipal finance, it is not always a bad thing. When used wisely, borrowing allows a community to build for the future without placing the entire cost on today’s taxpayers. Understanding how and why a municipality...
How Municipal Budgets Work — Plain and Simple

How Municipal Budgets Work — Plain and Simple

Every town, no matter its size, runs on a budget. Yet for many citizens, municipal finances can feel like an indecipherable mix of numbers, codes, and reports. The truth is simpler: a budget is the story of how a community sets priorities and manages its shared...