There is a moment—often quiet, sometimes anxious—when human intuition stops scaling with the numbers in front of it. Growth curves steepen, forecasts compound, and expectations detach from lived experience. What emerges is not a physical limit, nor even an...
When Donald Trump announced that he would raise “the tariff on Canada” by 10 percent “over and above what they are paying now,” Ottawa’s response was instant: surprise, frustration, and confusion.The spark this time? An Ontario government ad...
Debt can sound like a frightening word, but in municipal finance, it is not always a bad thing. When used wisely, borrowing allows a community to build for the future without placing the entire cost on today’s taxpayers. Understanding how and why a municipality...
Every town, no matter its size, runs on a budget. Yet for many citizens, municipal finances can feel like an indecipherable mix of numbers, codes, and reports. The truth is simpler: a budget is the story of how a community sets priorities and manages its shared...
